Auto accidents can happen to anyone, and when they do, the financial consequences can be severe. The question is—do you have enough liability coverage to protect yourself? We’ve previously discussed state minimum liability limits and why they’re often not enough…
In Georgia, drivers are legally required to carry minimum auto liability insurance coverage of 25/50/25, which translates to $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 for property damage. While these minimums meet legal…
Auto insurance can be confusing, but two essential components—bodily injury liability and property damage liability—are crucial in protecting your finances in case of an at fault accident. This blog post will break down these key coverages and explain why having…
This is Josh Gurley with HM Advisors and today I want to talk with you a little bit about why every business in Georgia needs a $2,500 deductible on workers comp. Now, I know what you’re thinking. “Man, I already…
It can be difficult to keep up with the ever-changing landscape of employment laws. That’s why all businesses must have a Human Resources (HR) compliance calendar. An HR compliance calendar is an important tool for keeping track of deadlines, legal…
I’ve made videos on what you should do when you have a workers’ compensation claim and how to file a claim. Now let’s talk about why you need a return-to-work program to help you minimize your risk and costs…
Is your business having auto claim after auto claim? Maybe it’s only a couple times a year but what if you’re having auto insurance claims month after month. It’s crazy right? Every time you turn around, one of your…
Automobile insurance is one of those expenses that comes up every single month in your life. And every time you see that bill, every time that money gets drafted from your account, you’re thinking, man, this is too much…
Use these five tips and your workers compensation audit will go faster and smoother and lower your risk of being overcharged. I am sure you can’t wait for the workers compensation auditor to show up and start asking questions and…
When you think about employee benefits, most of us think about insurance coverage such as health, disability, vision, dental and life insurance. Each of these are paid partially or fully by the employee. But for some reason we do not…